LOOKING FOR BUYING?
FOLLOW OUR TIPS AND FIND WITH US YOUR DREAMED HOUSE!
JUST THINKING OF YOU!
In NB Estates Spain our business has been built around the principle that you and your needs are the most important things for us: your needs, your dreams, your concerns, your questions, your finances, your time... your life.
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Our focus is on your complete satisfaction and we work to get the job done so well, you will want to tell your friends and associates about it. Maybe that's why more than 50 percent of this business comes from repeat customers and referrals.
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YOUR HOME SEARCH
We love helping buyers find their dream home and that's why we work with each client individually, taking the time to understand their unique lifestyles, needs and wishes.This is about more than a certain number of bedrooms or a particular ZIP code: it's about your life, and that is important to us.
WHEN YOU WORK WITH US YOU GET​
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​A knowledgeable and professional REALTOR®.
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A committed ally to negotiate on your behalf.
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The backing of a good former training and experience of six years on this business.
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We have the systems in place to streamline the home-buying process for you. As part of our service, we will commit to helping you with your home search by:
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· Previewing homes in advance on your behalf.
· Personally touring homes and neighborhoods with you.
· Keeping you informed of new homes on the market.
· Helping you preview homes on the Web.
· Advising you of other homes that have sold and for how much.
· Working with you until we find the home of your dreams.
THE HOME BUYING PROCESS
FIRST STEPS
SELECT A REAL ESTATE AGENT.
OBTAIN FINANCIAL PRE-APPROVAL.
ANALYZE YOUR NEEDS IN A BUYER CONSULTATION.
SELECT PROPERTIES.
VIEW PROPERTIES.
WRITE AN OFFER TO PURCHASE.
NEGOTIATE TERMS.
AT THE SAME TIME
ACEPT THE CONTACT.
CONDUCT TITLE SEARCH.
REMOVE CONTINGENCIES.
CONDUCT INSPECTIONS.
OBTAIN MORTGAGE FINANCING IF NECESSARY.
REMOVE ANY ENCUMBRANCES.
RESOLVE ANY ISSUES.
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FINAL PROCESS
OBTAIN TITLE INSURANCE.
OBTAIN FUNDS FOR CLOSING.
MAKE AN OFFER & AGREE A PRICE.
CLOSE THE PROPERTY.
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TAKE POSSESSION OF YOUR NEW HOME!
MAKING AN OFFER
Once you have found the property you want, we will write a purchase agreement. While much of the agreement is standard, there are a few areas that we can negotiate:
THE PRICE
What you offer on a property depends on a number of factors including its condition, length of time on the market, buyer activity, and the urgency of the seller. While some buyers want to make a low offer just to see if the seller accepts, this often isn't a smart choice, because the seller may be insulted and decide not to negotiate at all.
THE MOVE-IN DATE
If you can be flexible on the possession date, the seller will be more apt to choose your offer over others.
ADDITIONAL PROPERTY
Often, the seller plans on leaving major appliances in the home; however, which items stay or go is often a matter of negotiation.
DURING THE PROCESS
Typically, you will not be present at the offer presentation -we will present it to the listing agent and/or seller. The seller will then do one of the following:
· Accept the offer
· Reject the offer
· Counter the offer with changes
By far the most common is the counteroffer. In these cases, our experience and negotiating skills become powerful in representing your best interests.
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When a counteroffer is presented, we will work together with you to review each specific area of it, making sure that we move forward with your goals in mind and ensuring that we negotiate the best possible price and terms on your behalf.
CLOSING
Closing day marks the end of your home-buying process and the beginning of your new life!
To make sure your closing goes smoothly, you should bring the following: ​
· A certified check for closing costs and down payment. Make the check payable to yourself; you will then endorse it to the title company at closing.
· An insurance binder and paid receipt .
· Photo IDs.
· Social Security numbers.
· Addresses for the past 10 years .
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Own It
Transfer of title moves ownership of the property from the seller to you. The two events that make this happen are:
Delivery of the buyer's funds
This is the check or wire funds provided by your lender in the amount of the loan.
Delivery of the deed
A deed is the document that transfers ownership of real estate. The deed names the seller and buyer, gives a legal description of the property, and contains the notarized signatures of the seller and witnesses.
At the end of closing, the deed will be taken and recorded at the county clerk's office. It will be sent to you after processing.
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FREQUENTLY ASKED QUESTIONS
How will you tell me about the newest homes available?
The Multiple Listing Service Website provides up-to-date information for every home on the market. We are constantly checking the New on Market list so we can be on the lookout for all our active clients. We will get you this information right away, the way that is most convenient for you: by phone and/or email.
Will you inform us of homes from all real estate companies or only NB ESTATES SPAIN?
We will keep you informed about all homes. We want to help you find your dream home, which means we need to stay on top of every home that's available on the market. We have the access to all the real estate professional platforms, adding our private professional network and all the agencies in Costa del Sol, including the off-market properties that are for sale.
Can you help me find new construction homes?
Yes, we work with most builders and get you the information you need to make a decision. On your first visit with the builder, we will accompany you and make the correct technical questions in your benefit based in our experience and knowledge. By using our services with a new construction home purchase, you will receive the services we offer, as well as those provided by the builder, at no additional cost.
How does for sale by owner (FSBO) work?
Homeowners trying to sell their home without agent representation are usually doing so in the hopes of saving the commission. If you see a FSBO and want the advantages of our services, let us contact the owner for you and make an appointment. Most times the homeowner will work with an agent even though their home is not listed, since the agent is introducing a potential buyer to their property.
Can we go back through our property again once an offer is made but before possession?
Usually, we can notify the seller and schedule a convenient time to visit the property again. Immediately before the closing, we will schedule a final walk-through and inspection of your new home.
Once my offer is accepted, what should I do?
Celebrate and focus on moving into your new home! You will want to schedule your move, pack items and notify businesses of your address change. At NB Estates Spain we will provide you with a moving checklist to help you remember all the details. We will also give you a good faith estimate and HUD statement, which will indicate the amount you will need to bring to closing.
Are you looking for buying a property?
Leave us a message and we'll be delight to help you in your search!
